I know that most of you read the email that Amber sent out last month on how much she was able to buy for 6 bucks.
Well, I shop at Publix a lot and buy mostly their buy one get ones. Today I went on the different coupon websites and was able to find coupons for most of the buy one get ones for this week! All you have to do to find the different coupon sites for items is Google the item you are looking for and then add the word coupon at the end. You will get tons of coupons.
This is a great way to stock up on items that you and your family use!
Also, I am adding a new link for a blog that I found that has great savings info, please check it out.
Happy Shopping!
Wednesday, July 29, 2009
Tuesday, July 28, 2009
6 Reasons to Love the Recession
This is a great article I read that I wanted to share. It goes along with an article that I put in the newsletter a few months ago. Please enjoy!
The record high unemployment rate and flagging economy has put much of the American public on its best financial behavior. Gone are the days of living beyond your means, in order to "keep up with the Joneses." Today, Americans spend less and save more, in addition to re-evaluating what it means to be rich. Does wealthy equal a big house with lots of possessions, or having more family time and a modest roof over your head?
If you’re still struggling to find a silver lining to this economic doom and gloom, read these six reasons to love the recession:
1. Learning to live within your means — No more living off credit cards. No more living paycheck to paycheck. Americans are now hip to living within their income level. In fact, the national savings rate increased to more than 4 percent in 2009, compared to -1 percent four years ago, according to the Bureau of Economic Analysis.
2. Retailers are slashing prices — The recession led many consumers to shop less, which really hurt the retail industry according to the National Retail Federation. Thus, retailers are trying to move the product out the door by slashing prices. You can find deals on electronics, automobiles, and brand-name clothing.
3. Homes are more affordable — The National Association of Realtors ™ (NARS) reports that housing prices and mortgage rates are low, making this one of the best times to buy a home. And, there are a lot of foreclosures on the market. Check your state’s listings to see if there are affordable homes in your area.
4. More coupons and money-saving opportunities — According to Bankrate.com, since the recession hit, 67 percent of Americans use coupons to save money on food, clothing, etc. regardless of their income. If you’re vigilant enough to clip coupons, you can save as much as 50 percent on your purchases, according to TheGroceryGame.com.
5. Finding free activities — Many Americans found less expensive (or free) ways to entertain themselves. This includes staying in to eat rather than going out to dinner, or catching free concerts instead of paying hundreds of dollars for a show.
6. Downsizing your home and getting closer to family — According to published reports, the fluctuating housing market has done away with the “bigger and better” mentality when it comes to homes. A study published in The Christian Science Monitor reports that downsizing to a smaller home not only saved families money, but improved their relationships as well.
Don’t get us wrong, the recession is troublesome for the American economy and hopefully the housing and job market will improve. However, the downturn has re-instilled some valuable financial lessons in Americans, and has hopefully re-established some good habits for ensuring financial success in the future.
I can tell you that I have seen this is action all around me. My son got laid off and they have really been watching their money and going "cheap". He told me last month that he was really shocked that even though he is bringing in less money, they had extra money to put on a credit card to help pay it off quickly. Lessons we learn....
The record high unemployment rate and flagging economy has put much of the American public on its best financial behavior. Gone are the days of living beyond your means, in order to "keep up with the Joneses." Today, Americans spend less and save more, in addition to re-evaluating what it means to be rich. Does wealthy equal a big house with lots of possessions, or having more family time and a modest roof over your head?
If you’re still struggling to find a silver lining to this economic doom and gloom, read these six reasons to love the recession:
1. Learning to live within your means — No more living off credit cards. No more living paycheck to paycheck. Americans are now hip to living within their income level. In fact, the national savings rate increased to more than 4 percent in 2009, compared to -1 percent four years ago, according to the Bureau of Economic Analysis.
2. Retailers are slashing prices — The recession led many consumers to shop less, which really hurt the retail industry according to the National Retail Federation. Thus, retailers are trying to move the product out the door by slashing prices. You can find deals on electronics, automobiles, and brand-name clothing.
3. Homes are more affordable — The National Association of Realtors ™ (NARS) reports that housing prices and mortgage rates are low, making this one of the best times to buy a home. And, there are a lot of foreclosures on the market. Check your state’s listings to see if there are affordable homes in your area.
4. More coupons and money-saving opportunities — According to Bankrate.com, since the recession hit, 67 percent of Americans use coupons to save money on food, clothing, etc. regardless of their income. If you’re vigilant enough to clip coupons, you can save as much as 50 percent on your purchases, according to TheGroceryGame.com.
5. Finding free activities — Many Americans found less expensive (or free) ways to entertain themselves. This includes staying in to eat rather than going out to dinner, or catching free concerts instead of paying hundreds of dollars for a show.
6. Downsizing your home and getting closer to family — According to published reports, the fluctuating housing market has done away with the “bigger and better” mentality when it comes to homes. A study published in The Christian Science Monitor reports that downsizing to a smaller home not only saved families money, but improved their relationships as well.
Don’t get us wrong, the recession is troublesome for the American economy and hopefully the housing and job market will improve. However, the downturn has re-instilled some valuable financial lessons in Americans, and has hopefully re-established some good habits for ensuring financial success in the future.
I can tell you that I have seen this is action all around me. My son got laid off and they have really been watching their money and going "cheap". He told me last month that he was really shocked that even though he is bringing in less money, they had extra money to put on a credit card to help pay it off quickly. Lessons we learn....
Monday, July 27, 2009
Please help me to help you!
This was an article that I posted in the newsletter when I was called to this position:
I am so excited about my new calling! Food storage, budgeting and all that stuff that we are supposed to do, was always in the back of my mind but now I get to bring it to the front of my mind!
I placed a very large order for food storage and it was my first time ordering food storage, my mom passed a bunch down to me and I am even afraid to open it….So here is the embarrassing thing, on this order, I did not order wheat! Yep, the one thing that is in huge shortage, I didn’t order. When Keith asked me why I didn’t order any, I asked, “What do I do with wheat?” Ok, I am food storage challenged, because he just laughed and said, “Duh, you make bread.”
So, I guess where I am going with this confession to the sisters, is that I firmly believe that Heavenly Father calls each one of us to a calling, not just to help each other grow, but mainly to help us grow. I am going to grow right a long side each and every one of you. And I will, learn how to make bread from scratch!!
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